6 Questions About Personal Injury Claims, Answered

6 Questions About Personal Injury Claims, Answered

No one ever plans on getting involved in an accident at work, in a public place or being the victim of negligence from a third party. Plus, however much you try and plan for such situations, as many businesses prioritise and adhere to health and safety measures, some accidents can still happen. Indeed, it is of the utmost importance to identify risks and take necessary actions to minimise them significantly. But the truth is, unfortunate events can happen unexpectedly as much as an individual or organisation tries to avoid them. 

In this case, and if you are involved in an accident that results in you suffering from a personal injury, it is crucial to know the necessary steps following the incident. Chances are, if you are a victim of a third party’s negligence, you are eligible to claim compensation for personal injury

This being said, many don’t know how to go about this. For this reason, we are here to support you with helpful information about how to proceed in such a situation, how to claim compensation and what this entails, from the evidence needed and the time period you have to file a claim. 

Without further ado, here are six questions about personal injury claims many individuals have, answered:

1. What is a Personal Injury Claim?

A personal injury claim is a legal action you can take if you have been a victim of an accident. If the result of that accident is you suffering an injury, whether physical or psychological harm, then you might be eligible for compensation. A noteworthy mention is that the person or organisation at fault should be partially responsible for the situation that resulted in you getting a personal injury.

In this case, it is fair you are compensated for the physical or mental harm you have suffered and file a claim for personal injury. No matter the severity of the injury, the amount of compensation you receive will match it accordingly, helping you cover any expenses necessary. Being in such a situation is stressful enough. With a compensation claim, you diminish some of the stress.

2. When Can I File a Compensation Claim for Personal Injury?

There are certain aspects that make you eligible for a personal injury claim. A successful one involved a case of negligence from the party that, more often than not, is supposed to provide a healthy and safe environment. An example of such a case is at the workplace. Suppose you are injured because your employer failed to provide a safe workplace. In that case, it can be a case of irresponsibility and negligence for which you are eligible to claim compensation. 

In order to be able to move forward with the claim, it is necessary you prove the party involved has, in fact, breached their duty to provide a safe environment and didn’t adhere to health and safety measures. As a consequence of this reckless behaviour, you were involved in an accident resulting in a personal injury. 

3. What is the Time Limit for a Personal Injury Claim?

A noteworthy mention would be that there is a time limit on when your compensation claim can still be filed. In the UK, this time limit is generally three years from when the accident or unfortunate incident occurred. Alternatively, in case an injury doesn’t become visible until later, or you become aware at a later date that it has happened due to the negligence of a person or organisation, then the time limit is three years from this moment. 

This time limit is enough to give the person involved in the accident, who is a victim of it, to file a compensation claim for personal injury. At the same time, a limit is necessary, given that it wouldn’t be possible to file a claim many years after the accident had happened.

4. Do I Need a Personal Injury Lawyer in Any Type of Case?

No matter the severity of the case, it is of the utmost importance that you seek professional advice from a personal injury lawyer specialising in these types of legal issues. Specialists from Personal Injury Claims UK point out that “no matter how minor the personal injury is and how straightforward the case for compensation is, it is advisable to hire a specialist in personal injury law. Not only does such a professional have vast knowledge and understands in-depth the law for personal injury cases, but they are also incredibly empathic and are dedicated to each one”. 

What’s more, it can be stressful enough to go through this experience and file a compensation claim while also taking care of yourself and making sure you get medical attention necessary. A personal injury lawyer can diminish some of that stress by focusing on getting the compensation you are eligible for while you focus on your recovery. 

5. What Type of Evidence is Needed?

As mentioned earlier, for any personal injury case, it is of the utmost importance you provide enough evidence to prove the negligence that has caused the accident in the first place. Without it, the chances of getting fair compensation are smaller. So, the type of evidence needed is as follows:

  • Visual proof: photograph the area where the accident took place, the piece of equipment which caused it or other things which contributed;
  • Witness statements with their contact details;
  • Police report and the report you have filed in the accident report book, if there is one;
  • Medical diagnoses and course of treatment are necessary.

You may be able to gather some of this evidence yourself, given your health condition at the time of the accident is not too seriously damaged. But in case this is not possible, the personal injury lawyer can help you with this matter. Plus, before you hire the lawyer, in some cases, it is possible a friend or colleague can help you gather the needed proof.

6. What Expenses Does the Compensation Cover?

The amount of compensation you manage to get if you are involved in an accident at someone else’s fault, which has resulted in a personal injury, can cover various expenses. For example, depending on the severity of the injury, you can use it for:

  • Medical expenses, both past and future; 
  • Transportation costs in case you have to travel to and back from the hospital various times;
  • Loss of earnings;
  • Pain and suffering, including psychological distress. 

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