personal finance

How to shop online for hot deals

Shopping online comes with many benefits – and not just that of being able to buy a complete new wardrobe without leaving the house.

Having a virtual retail universe at your fingertips allows you to browse the very best of bargains and take advantage of the countless offers available each week.

Here’s how to be the savviest shopper on the block:

Get paid to shop for hot deals

Internet shoppers should sign up to a cashback site such as Topcashback or Quidco.

Once logged on, you click on the links to partner retailers and start shopping.

Each partner offers a different cashback percentage for assorted items and your purchases will be logged. Some retailers pay a fixed sum, while others pay a percentage of your spend.

The concept behind these websites is simple: each will pay a cash reward when you visit one of their retail partners via the site. All you do is sign up and provide your bank details.

Using the sites is easy – register with the site and then, every time you buy online or switch your household bills, visit the retailer via your chosen cashback operator rather than directly.

Cashback is paid into your account with the cashback website which you are then able to transfer into your own bank account. Membership costs £5 per year, but you won’t be charged if you don’t earn any cashback. 

How to turn clutter into cash online.

Pay for hot deals with a credit card

If you are buying something worth more than £100, it makes sense to use a credit card, which offers legal protection under section 75 of the Consumer Credit Act.

This law makes the credit card company jointly liable with the shop or provider if something is faulty, or not as described – or simply fails to arrive.

Find out about Saga’s Platinum Credit Card…

Use voucher codes for those hot deals

Websites housing voucher codes and printable coupons are well worth a visit.

Each time you purchase something online there is usually somewhere where you can type in a discount code before you checkout and pay.

Before you proceed, type the name of the company and “voucher code into a search engine and see what you find.

Equally, trawl the likes of vouchercodesmyvouchercodes and for good deals on anything from restaurants to days out.

Sale shopping all year long for hot deals

Traditionally the January and summer sales are the time to bag a bargain, but retailers are busy trying to maximise profits which means there are frequent mid-season sales too.

Visit lovesales, shoplogical and HotUKDeals to find out who’s cutting their prices this week.

How to sell your vintage clothes online.

Stack up your voucher code savings on hot deals

You can save even more by combining various special deals on a single purchase — a process known as “stacking”. So don’t just pick one of these tips – use them all if you can.

The savings just keep on giving when you use a voucher code on a sale item and get cashback. Bargain!

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