personal finance

Premium bond checker: Have I won the premium bonds prize? How to check my bonds?


Around 3,158,261 prizes worth a total of £90,273,600 were drawn this month. 

But two premium bond holders have scooped November’s top prizes.

A woman from Somerset finally won £1 million after being involved in every draw since it began in November 1956. 

The winner had the maximum of £50,000 invested, with the winning bond number being 340NR182743.

A man from Cheshire also won, despite having £1,650 less invested. 

The Cheshire winner had invested a total of £48,350, with a winning number of 314TY075608. 

In total, the NS&I awarded 3,158,261 prizes this month, with a value of more than £90.27m.

How to check bonds

You can check whether you have won a prize by typing your Premium Bond holder’s number into the NS&I website.

There is also the free prize checker app, which is available from the App Store or Google Play. 

Alternatively, you can send a letter to NS&I, Glasgow, G58 1SB.

Include your full name, address, date of birth and your Premium Bonds holder’s number in order to check the results. 

What are premium bonds? 

NS&I Premium Bonds are a saving account for people to invest in.

Savers will be entered into a monthly prize draw with prizes between £25 and £1 million tax free. 

Rather than earning interest like other savings accounts, the interest rate funds the prize draw every month instead. 

The prizes are tax free too, meaning they will not be part of the UK Income Tax and Capital Gains Tax.

Each bond is £1 and savers will receive a bond number for every one you buy. 

Currently, the minimum you can buy is £100 and the maximum amount you can hold is £50,000.

But from March 2019, you will be able to buy bonds with just £25 following an announcement in the Autumn Budget.

Budget papers revealed the minimum initial investment into premium bonds will drop to £25, the lowest level since 1993. 

Potential investors will also be able to set up a standing order to buy £25 worth of shares monthly, down from the current £50 minimum.



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