(XRP) CEO Brad Garlinghouse says the newly-announced digital asset from United States banking giant JPMorgan Chase (NYSE:) “misses the point” of cryptocurrency, according to a tweet published on Feb. 14.

As reported, JPMorgan Chase revealed its blockchain-powered JPM Coin yesterday, saying the asset will initially be used to increase settlement efficiency in select operations. Directly following the announcement, Garlinghouse responded on Twitter:

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