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Sep 19, 2018, 02.39 PM IST
Kotak Standard Multicap Fund : Rs 6,000
HDFC Dynamic Debt Fund: Rs 2,000
SBI Bluechip Fund: Rs 3,000
DSP Tax Saver Fund: Rs 1,500
Should I continue with these funds or rejig my portfolio? My primary aim is to build long-term wealth. Please suggest the necessary changes, if any. My investment horizon is five to seven years, and I have an aggressive risk profile.
–Sandiip Guptaa
Aggressive investors typically opt for midcap and smallcap schemes. However, you have opted for a multicap, largcap, tax saver and dynamic debt scheme. It is not clear why you have chosen dynamic bond fund when your primary aim is to create wealth over a long period. Equity mutual fund schemes are ideal to achieve long-term financial goals. Your portfolio is more in line with a moderate risk profile. You may continue with your portfolio if you are not looking for eye-popping returns.
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