personal finance

Universal Credit: Britons could be entitled to extra financial help – how to apply

Additional help is available for people who are finding it difficult to pay for food and bills who are claiming Universal Credit, Jobseeker’s Allowance or Employment and Support Allowance.

As a general rule of thumb if an individual’s first estimated payment is £344 and they request £344 as an advance, they’ll pay back £14.33 a month for a year.

Britons claiming for the first time may be unaware that they can ask for an advance to help them cover everyday living expenses until their claim is finalised.

Nearly six million people are currently claiming Universal Credit – almost double the amount of people 18 months ago at the start of the COVID-19 pandemic.

People can apply online at or through a Jobcentre Plus work coach.

Who is eligible for Universal Credit?
Anyone who is on a low income or unemployed might qualify for Universal Credit, which replaced other working age benefits in 2013.

Exactly how much Universal Credit people will receive will depend on their circumstances, including whether they work, how much they earn and if they have children.

The number of children someone has does not affect their eligibility for Universal Credit, but it may affect how much they’ll get.


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