How do P2P platforms assess the creditworthiness of borrowers?

The peer-to-peer (P2P) lending world is made up of three elements: The lender, the borrower and the platform. Based on the concept of crowdfunding, a P2P platform makes it convenient for people to...

Do you really understand various risks associated with your investment life?

Risk is a vague concept for most investors. Most conservative investors see only risk everywhere, while aggressive investors focus solely on returns since they believe they can face any kind of risk. However,...

Alternative data can gauge creditworthiness, if law permits

MUMBAI: Indian credit bureaus are waiting for the final draft of the personal data protection law to understand whether they can use alternative data for generating scores, helping assess the creditworthiness of potential...

Home ownership among young down 10 per cent

The home ownership rate of people in their 20s has fallen by 10 per cent in less than a decade, according to official data. Rising property prices, higher rent costs and soaring university...

UK house price outlook darkest since 2011 – RICS

LONDON (Reuters) - British property surveyors are the most downbeat about the short-term outlook for house prices in nearly eight years, and sellers are shying away from putting homes on the market in...

Should the rich pay more for the same services – and higher fines too?

There was outrage this week when the government said it was pressing ahead with a new approach to charging for its role in probate (the legal process for settling your financial affairs on...

Salaries in India to increase by 10% in 2019: Report

Workforce in India have something to cheer about. India is likely to lead salary growth forecast in Asia, according to a Korn Ferry forecast. Salaries in India are expected to increase by 10%...

The IRS is ending amnesty for your financial accounts overseas

If you're required to submit an FBAR, you may also need to turn in Form 8938 — a statement of specified foreign financial assets — to the IRS. Single taxpayers...

Investors swindled out of £197million by fraudsters

And the fraud reporting centre fears that more could fall victim in the peak investment season between now and the end of the tax year in April. The average loss last year was...

Buying a property abroad: Nab your bargain overseas dream home using these hacks

But, more often than not, the price tags on those idyllic properties are simply out of reach and the dream remains just that: a dream. Some people, however, will not let that put them...
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