Digital banking puts small lenders’ stability at risk, report finds

Digital banking has put smaller lenders at risk of a run on their deposits that could spread across the financial system, despite changes meant to avoid further UK bailouts, a government report has...

Here’s why it’s important to check your credit report — and it will not...

Inaccurate information can arise from errors in information supplied by a creditor or from a mistake made by a credit-reporting firm, or from fraud — i.e., someone uses your personal data to open...

Trading in commodity derivatives

ET explains the basics of commodity futures and options and how those interested can access commodity derivatives segment (CDs) 1. How does one trade commodities like crude, gold, sugar and edible oils through derivatives...

What is group insurance policy?

1. A group insurance policy offers advantages of standardised coverage at very competitive premium rates as risk is spread over a larger number of people. 2. Groups can be employer-employee groups or non employer-employee...

Clampdown on EIS tax breaks felt by investors

The number of tax-efficient investment schemes declined last year following a government clampdown on the low-risk arrangements that are often exploited by wealthy investors capped out of pension savings.The number of schemes open...

Has Nifty’s composition kept pace with the changing Indian economy?

ET Intelligence Group: A comparison of companies constituting the Nifty in 1996 and now shows that the index is still dominated by old-economy companies. In over two decades since the launch of the...

Lost pensions could be worth £20bn

Up to £20bn of retirement cash could be sitting in accounts unclaimed by up to 1.6m members, according to new analysis which sheds fresh light on the scale of the UK’s lost pension...

Aadhaar e-KYC holders struggle with last minute investments in ELSS mutual funds

Many Aadhaar-based e-KYC holders are struggling to invest in Equity Linked Saving Schemes or tax-saving schemes as part of their last minute tax planning exercise this financial year. The mutual fund houses are...

Persimmon launches review in drive to rebuild its image

The UK’s most profitable housebuilder, Persimmon, is launching an independent review of its customer care, culture and the quality of its work as it attempts to move on from an executive pay scandal...

Cheap half term days out – from free museum visits to cheap cinema and...

Keeping the kids occupied over the October half term break can be a costly time for parents, with cinema visits, day trips and eating out all adding up. However, with a little bit...
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